Why do I need Life Insurance?
Life insurance is designed to protect you and your family against financial uncertainties that may result due to unfortunate demise or illness. You can also view it as a comprehensive financial instrument – as a part of your financial planning offering you savings & investment facilities along with cover against financial loss. By choosing the right policy as per your needs i.e. customised solutions, you will be able to plan for a secure future for yourself and your loved ones.
Choosing the right plan
Identifying the right plan basis your needs is the first
crucial step towards insurance planning.
At HDFC SL we help you through this decision by identifying your various needs and offering plans that are customised for you. You may also choose a plan for yourself by identifying the life stage you are at.
What is your need?
Need for a sound income protection in case of your unfortunate demise
Need to ensure long-term real growth of your money
Save for the milestones and protect your savings too
Need to save for a comfortable life post retirement
Once you have analysed your
needs as per above classification, you need to then ascertain important factors
such as type of cover, insurance amount as per one's income, life stage and
dependents. It is difficult to arrive at all these figures yourself. Our
financial consultants can help you with all the analysis to offer a customised solution by doing a thorough need analysis.
Please contact our me (financial consultants) to help you choose the right plan for you.